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FILED: NEW YORK COUNTY CLERK 05/08/2024 06:19 PM INDEX NO. 154266/2024
NYSCEF DOC. NO. 2 RECEIVED NYSCEF: 05/08/2024
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amaZ0RCOm AccountNumberendingin 8267
"U
nchron
Payment Information
NewBalance: $4,401.16 Paymentsmustbereceived by5pmETon
AmountPastDue: $960.00 07/13/2021
if mailed,
or by 11:59pm
ETon
TotalMinimumPaymentDue: $1,135.00 07/13/2021
foronlineandphonepayments.
OverlimitAmount: $1,101.16 orCall
Visitusatsyncbank.com/amazon
PaymentDueDate: 07/13/2021 1-866-771-1104.
Warning:Ifwedonotreceive
LatePayment yourTotalMinimum
Payment
DueDatelistedabove.youmayhaveto payalatefee
DuebythePayment
upto$38.00.
MinimumPayment Warning:11youmakeonlytheminimum payment each
period,youwillpaymoreininterestanditwilltakeyoulongerto payoff
yourbalance.Forexample:
Ifyoumakeno Youwillpayoff Andyouwillend
additional
charges thebalance uppayingan
usingthiscard shownonthis estimatedtotal
andeachmonth statementin of...
youpay.... about...
Onlytheminimum 13years $9,766.00
payment
about creditcounselingservicescall
Ifyouwouldlikeinformation
1-877-302-8775.
Account Summary
PreviousBalance asof05/22/2021 $4,270.76 CreditLimit $3,300
FeesCharged + 38.00 Available
Credit $0
InterestCharges + 92.40
Rewards Summary
NewBalance asof06/20/2021 $4,401.16
RewardsEarnedYTD $0.00
30 DayBillingCycleIrom05/22/2021
to06/20/2021
SeeRewardsDetail
Rewards Detail
RewardsEarnedYTD $0.00 AmazonPrimeCardholderscanearn5%Backon
PreviousRewardsBalance $0.00 eligibleAmazon.compurchases,andalsoearn
+ 5%RewardsEarned $0.00 BonusRewardsby purchasingselectitemsat
+ BonusRewardsEarned $0.00 Amazon.com.
- RewardsRedeemed $0.00
+/- Adjustments $0.00 Visitamazon.comor www.syncbank.com/amazon
= CurrentRewardsBalance $0.00 to redeemavailablerewards.Formoredetailsaboutthe
5%Backprogram,visitwww.amazon.com/storecard.
Account Balance Summary
Expired
se P e ous n st Pro ion Sta ment
Balance
Type O erC its F s &O rs
Regular - $4,270.76 - $38.00 $92.40 - $4,401.16
Total $4,270.76 - $38.00 $92.40 - $4,401.16
Ifyouhavepromotional additional
balances, promotional
detailscanbefoundbelowinthePromotional
PurchaseSummary.
* Expired
promotional willdisplayinboththepromotional
balances andregularpurchases rowduringthemonthof
balance
expiration.
Transaction Detail
Date Reference
# Description Amount
TotalFeesCharged ThisPeriod $38.00
06/13 LATEFEE $38.00
TotalinterestCharqed
ThisPeriod $92.40
06/20 INTEREST ONPURCHASES
CHARGE $92.40
2021Year-to-Date
Feesandinterest
TotalFeesCharged $377.67
TotalInterest
Charged $509.75
TotalInterest
Paid $0.00
5484 GFJ 1 7 18 210620 EXPAGE
1 of 3 9342 1100 APS6olNX54
84
Useblueorblackink, AccountNumber 8267
detach&mailwithyour NewBalance $4,401.16
check- TotalMinimumPayment
Due $1,135.00
Payment DueDate 07/13/2021
Amount
Amount Overlimit Enclosed V
PastDue Amount
$960.00 $1,101.16 Noothercorrespondence
please.
Printnewaddress onback.
oremailchanges
SANJAYSEEPERSAUD
APT3A
766SAINTNICHOLAS
AVE MakeSYNCHRONY BANK/AMAZON
NEWYORKNY10031-4006 PaymentPOBOX960013
to: ORLANDO,
FL32896-0013
FILED: NEW YORK COUNTY CLERK 05/08/2024 06:19 PM INDEX NO. 154266/2024
NYSCEF DOC. NO. 2 RECEIVED NYSCEF: 05/08/2024
Customer Service: Foraccount iniärmation, caRthe number onthehontofstssstatement ForHearing orSpeech disabiRdes,use aTRS.Unless
rname islistedonthisstatement, youraccess toinformation ontheaccount maybelimited. Youmayalsomailquestions (butnotpaymenis) to:P.O. Box
13,Orlando, FL32896-5013. Please indude youraccount number onanycorrespondence yousend tous.
Payments: Send paymenls totheaddmss lis1edontheremit portionofthisstatement orpayordine.
Notice:Seebelow foryourBilling Rights andother important information.Tele imabout bilingemyswAnotpreserve yourrights under federallaw.To
preserve yournghts, pleasewnle10ourBilling Imuiries Address, RO.Box 6,Orlando, FL3289fr5016.
Purchases, retums. andpayments made justprior 10bilingdalemaynota untilnextmonth's slatement When youprovide acheck aspayment, you
authorize usethertouseinformation fromyourcheck tomake aone-lime icfundtransfer fromyouraccount ortoprocess thepayment asacheck
transaction. When weuseinformation fromyourcheck 10make anelectronic lundIransfer. funds maybewithdrawn fromyouraccount assoonasthesame
daywereceive yourpa nt,andyouwignotreceive yourcheck back fromyourfinancial instilution.
Youmaychoose notiohaveyourpayment collected
electronically by a our (withthepayment stub),inyourownenvelope -nottheenclosed window envelope, addressed 10:P.O. Box
530993, Atlanta, GA303 andnot1he Payment Address.
WhatToDoif hu Thinkhu FindAh|istake On1burStatement ifwethinkyouoneanamount
point, andyoudonotpaywemayreport you
Ifyouthink there isanerror onyourstatement, writetousattheBiling Inquiries asdelimuent.
Address ot hforma|ion AboutPayments: )bumayatany timepay,inwholeorinpart,
Synchrony Bank, P.O.Box965016, Orlando, FL32896-5016 theto|alunpaid balance without additional charge ibr ent.
Inyourtetter, giveusthefollowing information: Payments received after500p.m.( onanydaywAbe itedasofthe
. Accomtatsmatorr hurname andacaxmt mrober. nextday.Credit 10yourAccount may delayed uptofivedaysifpayment
" Dolbramorst Thedolaramountd1he suspecled error. (a)isnotreceived atthePayment Address, (b)isnotmade inU.S.doHars
. Desc!|ionof Problent Ifyouginkthere isanenor anyour bi.desc1ibe whgyoudrawn onaU.S.linancial institution
located intheU.S., (c)isnotaccompaned
believeiswiong and whyyoubelieve itisamishde. You must conlact uswithin60 by theremitlance coupon attached toyour s latement, (d)conlains more than
days alertheemyappeared onyour shdement onepayment orreminance coupon, or(e)includes staples,paper dips,tape, a
Youmust usofanypotential errors folded
inmit .Youmaycanus,butifyou communications check. oræespondence ofany type. Conditional Paments: AAwritten
notify concemidisputed amounts, includingany check orother
dowearenotrequired toinvestigate any potenti enous and you may h avel o thatthepa ntconstitutes
theamount inquestion. t instrument that ndicates "payment in
heweinvestigate whether ornotthere hasbeen anerror, thefollowing are with oristendered asful isfaction ofadspu amount or(ii)s tendered
true. other conditions orlimitations("Disputed P mustnemailed or
. canmtirybcosed heamount inquesdon, orleportyouasdeEmuent onmat eredb O x96501
shown nparenti orpreceded by
. Thecharge inquestion onyour aminus (-) sign isacreditorcredit balance unless olherwise indicated.Credts
mayrefrain mernent, andwe congnue b wigbeapplied toyour p reviousbalance immediately upon r eceipt,butw ilnot
chargeyou &rest o ntheamount But, Iwedetermine1hat we amislake, thatmaybedue.
youwilnothave b paytheamountin quesdon oranyIderest orolher feesrelaled satislyanyrequked payment
10mat amount CreditReports AndAccount In imation;If youbelieve thatwehave
. M h p age con s at O Box r 9 505 Indo
. Wecanandy your so,please identifytheinaccurate infcrrnation andteluswhyyoubelieve itis
anyunpaid amount aganst ciedtimt, !ncorrect Ifyouhavea copyofthecredit report thatindudes theinaccurate
yburRights if hu AreDissadsBed Mth)JurCredit Card 'redrases information, please Idudea ofthat r eport We report informadon
Ifyouaredssalislied withthegoods orservices thatyouhave purchased with copy may
yourcredit card, andyouhave tiiedingood faithtocorrect theproblem with about r account 10credk bureaus. )ments, missed payments, or
ne 1,youmayhave therightnottopaytheremaining amount dueon accoun maybe myourcredit report.
Tousethisright, allofthelollowing must betrue: Dai Balance Method: Wefigure theinterest
balance" charge onyouraccount by
1.Thepurchase must have been tradeinyour home shde orwIlin100miescf 8P theperiodic ratetothe'daily ofyouraccount foreachday
rcunent address,andthe purchase pricemust been
leve more than m ing cyde. Wethen add thenterest tothe daiybalance. To t the
maing balance wetakethebegnnmg bdance ofyour account each hich
: Ndmer ofthese arenecessary ifyour purchase wasbased onan Wy indudes unpaid addanynewcharges, andapplicable , and
wemaged10you,orilwe own thecompany that
sold youthegoodssubtract interest),
or any payments orcredits. The gives u sthe dailybalance, Anydaily
) balance oflessthanzerowillbetieated aszero. Ase ratedailybalance wil
1 % inughave used andtcard forme Purdeses trade cashbe calculated for each b alancetype onyour account shown in
advances fiomanA orwinacheck thataccesses your andtcard accountdo theInterest Charges sectionofmisstatement isthesumofthe balances
notqudn fore ach inthe cyde divided the number ofdaysin the cycle.
3.h must notyethave futypaid lorthepurchase. day billing by ing
Ifallofthecriteria above aremetandyouarestildissatisfied withthepurchase, Wewillnotcharge youanyinterest onpurchasesif youpayyour entirebalance
contact usin at Synchrony Bank theduedateeachmonth. Please refer10theduedateshown onthefront
P.O. Box965016, ndo,FL32896-5016 yourstatement.
Whieweinvest!late, thesame rulesapply tothed ledamount asdiscussed )burAccount isowned amiserviced bySynchrony Bard.
above. AAer wefinish ourinvestigahon, wewilte youourdecision. Atthat
[WF1993452E] - 1-04/21120
01NX5484
Ifyoulilebankruptcy,
Nodce:
Bankruptcy youmust indu account
sendusnotice, number
andaninlarmation
related
totheproceedng
tothefollowing
address: Attn:Bankruptcy
Bank,
Synchrony Dept,P.O.
Box965065,
Orlando,32896-5065.
Thsisanattempt adebtandanyinformation
tocollect wAbeused
obtained forthatpurpose.
atelephone
'Byproviding number youconsent
onyouraccount, b SynchonyBank andanyother
owner orservicer
ofyouraccount
contactin your
youabout
account,
indudng using
anycontact
information
orcell
p hone
numbersyou andyouconsent
provide, totheuseofanyautomatic d ingsystem
telephone and/
oranartilicial
orprerecorded when
voice you.even
contacting ifyouarechargedforthecalunder
yourphone plan.
Forchanges ofaddress,
phonenumberand/or check
emal,please theboxandprintthechanges
below.
Street
Address
City,State
ZIP
Phone #
Email
Phone
‰ome # *Business
Phone
# # orotherphone
*CeH # "EmailAddress
wecanusetocontact
you
" youremail youagree email
toreceive communications
aboutyouraccount forustoshare
andalsogivepermission your
Byproviding address,
withthenamed
emailaddress retailer
onthisaccount.
FILED: NEW YORK COUNTY CLERK 05/08/2024 06:19 PM INDEX NO. 154266/2024
NYSCEF DOC. NO. 2 RECEIVED NYSCEF: 05/08/2024
SANJAYSEEPERSAUD a
AccountNumberendingin 8267 synchrony
g
Interest Charge Calculation
YourAnnualPercentage
Rate(APR)istheannualinterestrateonyouraccount. (v)= Variable
Rate
Typeof Expiration Annual BalanceSubjectto interest
Balance Date Percentage
Rate InterestRate Charge
Purchases N/A 25.99%(v) $4,325.30 $92.40
Cardholder News and Information
Youcanpayyourbilionlineoroverthephone.Wenoticedyou'vebeenenjoyingoureasypaperless payment options,sowewillno
longerbeincluding Youcanmakethingseveneasierbyselecting
returnenvelopes. thepaperfess statement optiononyouraccount
online.
NOTICE:We mayconvertyourpayment debit.Seebackofpageonefordetails,BillingRightsandotherimportant
intoanelectronic
information.
54B4 GFJ 1 7 18 210620 2 of 3
EXPAGE 9342 1100 APS601NX5484
FILED: NEW YORK COUNTY CLERK 05/08/2024 06:19 PM INDEX NO. 154266/2024
NYSCEF DOC. NO. 2 RECEIVED NYSCEF: 05/08/2024
$484 GFJ 1 7 18 210620 EXPAGE
3 of 3 9342 1100 APS601NX5484